The Piedmont Community Land Trust (PCLT) creates affordable homeownership opportunities by purchasing the land a home sits on and holding it in trust while the homeowner purchases the home itself. Removing the cost of the land for homeowners can reduce their monthly payments by 20–40%. PCLT can help you consider your income, employment, credit, and savings to identify how much you can afford and your eligibility for a loan, and then connect you to other community resources that can assist in the homebuying process.